Utafiti International
Products / Cooperative Management
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Cooperative Management

Members, shares, savings and loans for a SACCO.

Who it is for: SACCOs and member owned cooperatives running savings and credit.

A cooperative lives or dies on whether members trust the register. This keeps membership, shares, savings and loans in one ledger that balances.

Members and shares

Member registry with share capital, joining fees and status, so who is a member and what they own is never in question.

Savings

Deposits, withdrawals and monthly contributions recorded against each member, with statements on demand.

Loans

Applications, guarantors, appraisal, approval and disbursement, then a repayment schedule that tracks arrears rather than hoping for the best.

Reporting

Member statements, loan book ageing and the returns your regulator expects.

What you get out of it

  • Members can see their own position at any time
  • Arrears are visible early enough to act on
  • AGM reporting stops being a month of reconciliation
  • Share capital and savings reconcile to the bank

Other products

💧 Water Management Billing, meter reading, NRW and customer care for water service providers. 🎓 School Management Admissions, fees, academics and reporting for a whole school. 🌾 Farm Management Livestock, crops, labour and farm finance in one place. 🥛 Dairy Management Milk collection, farmer payments and cooperative accounting. 🛒 Point of Sale Fast retail checkout with stock and accounting behind it. 🏨 Hospitality Bookings, guests, housekeeping and billing for stays.